There are a lot of hackers out there that can get a hold of your credit card information if you are not careful when shopping online. There are also a lot of scammers that can trick you into making a purchase on a product or service that can be fake. They can lure you in with promises of something that you want that is seemingly free but ultimately credits money from your account without your notice.
You can choose a reliable payment method in order to protect yourself from scammers. To be sure that you are safe while shopping online, here are a few tips to follow:
Check out the website first
When you come across an eCommerce or other business site that has the product or service that you are looking for, be sure that you don’t just check out their pricing. Look into the legitimacy of the website as well. Be sure that you take the time to do a little bit of research about that website before you go through with your purchase. You never know if you are walking into a scam unless you check.
Avoid using your debit card
When making a purchase online, the best way to keep your funds safe is to avoid using your credit card to make online payment. This is because you may have a harder time trying to get your money refunded if there are any fraudulent transactions that occur. Unlike credit cards, you may not have the safety net that they offer when it comes to these types
Don’t shop using public WiFi
Using public computers or even public WiFi is generally unsafe to do when your planning on placing in sensitive information such as your account details over the internet. Even accessing social media sites can leave you open to hackers in this way. Be sure that you are using either a secure server or your phone’s service internet before you even think of making a payment so that there is another layer of safety from hackers.
Protect your computer
Malware can come into your computer from just about anywhere. Clicking on a simple as a link can introduce a virus into your computer that hackers can use to get your information. Protecting your computer with up-to-date antivirus software can help prevent that from happening.
Save time using online payment apps
When you are on the go and busy with all the things that you have to get done for the day, it is best that all the things that you will be needing to be handy and available to you at all times. One of those things is a way for you to make payments. To do this, it is better to have something as convenient as that of a money services company’s online payment apps.
More online payment options
Not only do certain money services offer you online payment options to access while using your account, but these also offer more features than a normal bank account does. You can opt to have your funds reflected on any currency that you choose and even link it to multiple currencies. You can also customize the method of sending funds that suits you and your recipient the best.